1. Get Started
   Fill Out our Short Application Form or Contact Better Home Loans, Inc. for a Free Consultation to begin the loan process.
   
2. Get Qualified
   When buying a house, you may get pre-qualified.  Getting pre-qualified before you apply for a loan can help you understand how much you can borrow. We can typically pre-qualify you over the phone or on the internet in a very short period of time. If you are re-financing you will skip this step.
   
3. Get Loan Options
   A Better Home Loans Professional will contact you with the best loan options for your particular requirements.
   
4. Apply For A Loan
   Fill out our complete Loan Application Form and a Better Home Loans Professional will get your Loan Started.
   
5. Obtain Loan Approval
   Once your loan application has been received we will start the loan approval process immediately. This involves verifying your:
   1. Credit history
   2. Employment history
   3. Assets including your bank accounts, stocks, mutual fund and retirement accounts
   4. Property value
      
6. Close The Loan
   After your loan is approved, you will be required to sign the final loan documents.
   • Bring a cashiers check for your down payment and closing costs if required. Personal checks are normally not accepted.
   • Review the final loan documents. Make sure that the interest rate and loan terms are what you were promised. Also, verify that the name and address on the loan documents are accurate.
   • Sign the loan documents.

Your loan will normally close shortly after you have signed the loan documents. On refinance and home equity loan transactions federal law requires that you have 3 days to review the documents before your loan transaction can close.